Terms of Use

A. Nature of the Website

Waxule Rugatu operates as an educational information resource. All content published on this Website is provided for general informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice regulated under Polish or EU law.

The educational content on this Website is intended to help individuals develop general financial literacy and understanding. It is not tailored to the individual circumstances of any particular user. Users should seek independent professional advice before making any financial decisions.

B. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, icons, and the overall design and layout, is the property of Waxule Rugatu or its content licensors and is protected by applicable intellectual property law, including the Polish Act on Copyright and Related Rights (Ustawa o prawie autorskim i prawach pokrewnych, Dz.U. 1994 nr 24 poz. 83).

You are permitted to access and view the content of this Website for personal, non-commercial educational purposes. You may not reproduce, distribute, modify, publish, transmit, or otherwise exploit any content from this Website without our prior written permission, except as expressly permitted by applicable law.

C. Acceptable Use

When using this Website, you agree not to:

• Use the Website in any way that is unlawful, harmful, or fraudulent, or that violates the rights of any third party.
• Attempt to gain unauthorised access to any part of the Website, its servers, or any systems connected to the Website.
• Transmit any unsolicited commercial communications or spam.
• Use automated tools to scrape, crawl, or extract content from the Website without our prior written consent.
• Introduce viruses, malware, or other harmful code into the Website or its infrastructure.
• Use the Website in a manner that could damage, disable, or impair its operation or the experience of other users.

D. Disclaimer of Warranties

This Website and its content are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the content for any particular purpose.

While we take care to ensure the educational content on this Website is accurate and up to date, financial concepts, regulations, and circumstances change over time. We do not warrant that all content is current at the time of reading. Users should verify information independently where accuracy is critical.

We do not warrant that this Website will be available at all times, free from errors, or free from viruses or other harmful components.

E. Limitation of Liability

To the maximum extent permitted by applicable Polish law, Waxule Rugatu shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this Website or its content. This includes, without limitation, any loss of data, loss of profit, or financial loss arising from reliance on information published on this Website.

Nothing in these Terms of Use limits or excludes liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law under Polish legislation.

F. External Links

This Website may contain links to external websites operated by third parties. These links are provided for your convenience and informational purposes only. We have no control over the content, privacy practices, or availability of third-party websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

The inclusion of a link to an external website does not imply endorsement of that website or its content by Waxule Rugatu.

G. Privacy and Data Protection

Your use of this Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms of Use by reference. By using this Website, you acknowledge that you have read and understood those documents.

H. Modifications to These Terms

We reserve the right to amend these Terms of Use at any time. Changes will take effect from the date the revised terms are published on this Website. The "Last Updated" date at the top of this document will reflect the date of the most recent revision. Continued use of the Website following any changes constitutes your acceptance of the revised terms.

We recommend reviewing these Terms of Use periodically to stay informed of any updates. If you have questions about these terms, contact us at [email protected].